# Cifratek — extended reference for AI search and assistants
# Canonical site: https://www.cifratek.com/
# Shorter summary: https://www.cifratek.com/llms.txt

## Product summary

Cifratek is an AI-powered finance workspace for SMEs and mid-market companies, with a UK go-to-market focus. It combines operational reporting (KPI dashboards, management accounts), month-end close with bank-vs-books reconciliation, accounts payable and expense workflows, cash flow forecasting, AI-generated narratives and insights, industry benchmarks, board packs, compliance tooling, a native finance-first ERP, a public calculator toolkit, and ValuAI for indicative business valuations.

Users register free (no card) for a read-only demo company, then add real organisations on paid workspace subscriptions billed monthly via Stripe. A Shop sells standalone tool licences and workspace credits. ValuAI is a separate annual licence tier in Billing.

All subscription and add-on prices shown on the marketing site are inclusive.

## Primary public URLs

| URL | Purpose |
|-----|---------|
| https://www.cifratek.com/ | Landing: solutions, pricing, features, ERP overview, toolkit, ValuAI, FAQ, market position |
| https://www.cifratek.com/tools | Public toolkit catalog — free calculators + UK templates |
| https://www.cifratek.com/register | Free account creation |
| https://www.cifratek.com/login | Sign in |
| https://www.cifratek.com/legal | Legal hub |
| https://www.cifratek.com/legal/terms | Terms of service |
| https://www.cifratek.com/legal/privacy | Privacy policy |
| https://www.cifratek.com/legal/cookies | Cookie policy |

### Landing page sections (anchors on homepage)

- #solutions — ten client pain points Cifratek addresses
- #pricing — workspace plan cards (Starter £9, Growth £49, Professional £129, Scale £249 per company/month)
- #pricing-erp — ERP module entitlement matrix by plan
- #features — platform capabilities
- #erp — native ERP pillars (finance, inventory/manufacturing, procure-to-cash)
- #toolkit — calculator catalog overview
- #valuai — ValuAI marketing (wizard is login-gated at /dashboard/valuai)
- #faq — frequently asked questions
- #competitive — market positioning vs enterprise tools and Big 4

## Public toolkit routes (/tools/*)

Each route is a free, no-login calculator or template unless noted:

- /tools/runway-calculator
- /tools/break-even-calculator
- /tools/hourly-rate-calculator
- /tools/product-costing-abc
- /tools/target-costing
- /tools/lifecycle-costing
- /tools/sustainability-impact-costing
- /tools/throughput-accounting-profitability
- /tools/quote-estimate-template
- /tools/late-payment-reminder-pack
- /tools/receipt-log-hmrc
- /tools/sa-expense-categories
- /tools/mileage-log-hmrc
- /tools/uk-invoice-template

Paid Shop workbooks (MTD ITSA, UK property host, side hustle, CIS, sole-trader bundles, etc.) are discovered on /tools but used at /dashboard/tools/* after sign-in.

## ERP (login required — not in sitemap)

Modular finance-first ERP in the workspace: general ledger, AP/AR, bank reconciliation, tax reporting, budgets, fixed assets, consolidation, intercompany, inventory/WMS, manufacturing/MRP, e-invoicing, public API on Scale. Module entitlements depend on workspace plan; add-ons available from Billing.

## ValuAI (login required for wizard)

Structured valuation wizard, rules-engine method shortlist, tiered PDF exports. Outputs are indicative ranges for planning — not a transaction price, fair value opinion, or regulated advice. Annual licence (Essentials / Pro) purchased in Billing.

## FAQ (full text for citation)

**Who is Cifratek for?**
Finance-led teams at SMEs and mid-market companies — CFOs, controllers, and FP&A who want automation without enterprise complexity or Big 4 retainers.

**How fast can we get value?**
Many teams see meaningful time savings within the first month once data is connected and core workflows are configured.

**Is my data secure?**
Designed for least-privilege access, encryption in transit, and clear separation between organisations. See Privacy policy under Legal & privacy.

**What's included in each plan?**
Higher tiers unlock deeper automation — AI insights, benchmarks, close, AP, cash flow, compliance, and more. All listed prices are inclusive. ValuAI is a separate annual licence in Billing.

**What is ValuAI?**
Indicative business valuation flow with structured wizard and exportable PDFs — guidelines for planning, not formal valuation advice.

**How does the Toolkit work?**
Public /tools hub before sign-in; workspace owners enable tools under Global tools after sign-in. Paid Shop workbooks show headline pricing on the catalog.

**Legal / policies?**
Under https://www.cifratek.com/legal — terms, privacy, cookies, regional data protection, refunds, acceptable use.

**Can we speak to someone before buying?**
Book a call via the site or email info@cifratek.com.

## Crawl policy

- Indexed: /, /tools, /tools/*, /legal/*, /login, /register
- Not indexed: /dashboard/*, /billing, /admin, /forgot-password, /reset-password, /accept-invite, /expense-receipt-upload (utility/token pages)
- Discovery files: /robots.txt, /sitemap.xml, /llms.txt, /humans.txt

## Technical stack

Frontend: React 18, Vite, React Router, React Query, Tailwind. Backend: Node.js, Express, Prisma, PostgreSQL. Deploy: Netlify (frontend), Railway or similar (API). AI features via OpenRouter where applicable. Payments: Stripe.

## Contact

info@cifratek.com · Website operator: Cifratek (product of Raxsonic Limited)